Fast Capital for Ames Businesses
Ames is built around Iowa State University, whose agricultural and biosciences research feeds a growing cluster of ag-tech startups and seed-science companies. The student population supports a dense concentration of restaurants and service businesses near campus.
Higher Education anchors much of Ames's economy. Operators here use working capital to carry payroll and supplier bills through the weeks when receivables lag behind the work.
Ames's agricultural technology & research businesses run on equipment and people. Funding most often goes to replacing or adding equipment on the business's timeline, not a bank's.
Biosciences operators in Ames use short-term capital to take on bigger jobs, larger orders, and new hires before the opportunity passes.
For professional services in Ames, cash flow rarely follows the calendar. A revenue-based advance smooths the gap between slow stretches and busy ones.
Ames higher education firms cover payroll and bring on new hires while waiting on customer payments, repaying as the receivables clear.
Ames agricultural technology & research operators replace aging equipment without waiting on a bank, keeping revenue flowing while the new equipment earns.
An established Ames biosciences business funds the build-out and first months of a second location, drawing more later through AccessLine™ as the new site performs.
Most Ames businesses that have operated for at least six months with $10,000 or more in monthly revenue qualify, including higher education, agricultural technology & research, biosciences and service businesses. We look at overall business health, not just credit.
Applications take about five minutes, approvals come in as little as 24 hours, and funds are sent to your business bank account as soon as the next business day.
No. Paz purchases a portion of your future receivables at a fixed price, repaid through fixed daily or weekly payments sized to your sales. There is no interest rate and no collateral.
Funding runs from $2,500 to $5,000,000. Most Ames businesses qualify for $25,000 to $250,000 on a first draw, with more available through AccessLine™ as the business performs.
Get approved in as little as 24 hours