Fast Capital for Birmingham Businesses
Birmingham carries Alabama's banking and health care center of gravity, home to several regional bank headquarters and one of the South's largest academic medical centers at UAB. The city's steel and metals-manufacturing legacy has given way to a broader industrial and logistics base, while neighborhoods like Lakeview and Avondale support a growing independent restaurant scene.
Banking & Finance anchors much of Birmingham's economy. Operators here use working capital to carry payroll and supplier bills through the weeks when receivables lag behind the work.
Birmingham's health care businesses run on equipment and people. Funding most often goes to replacing or adding equipment on the business's timeline, not a bank's.
Manufacturing operators in Birmingham use short-term capital to take on bigger jobs, larger orders, and new hires before the opportunity passes.
For restaurants & food service in Birmingham, cash flow rarely follows the calendar. A revenue-based advance smooths the gap between slow stretches and busy ones.
Birmingham banking & finance firms cover payroll and bring on new hires while waiting on customer payments, repaying as the receivables clear.
Birmingham health care operators replace aging equipment without waiting on a bank, keeping revenue flowing while the new equipment earns.
An established Birmingham manufacturing business funds the build-out and first months of a second location, drawing more later through AccessLine™ as the new site performs.
Most Birmingham businesses that have operated for at least six months with $10,000 or more in monthly revenue qualify, including banking & finance, health care, manufacturing and service businesses. We look at overall business health, not just credit.
Applications take about five minutes, approvals come in as little as 24 hours, and funds are sent to your business bank account as soon as the next business day.
No. Paz purchases a portion of your future receivables at a fixed price, repaid through fixed daily or weekly payments sized to your sales. There is no interest rate and no collateral.
Funding runs from $2,500 to $5,000,000. Most Birmingham businesses qualify for $25,000 to $250,000 on a first draw, with more available through AccessLine™ as the business performs.
Get approved in as little as 24 hours