Fast Capital for Columbia Businesses
As South Carolina's capital and home to the University of South Carolina, Columbia's economy leans heavily on state government, higher education, and the health care systems and professional-services firms that cluster around both. Downtown and Five Points support a steady restaurant and retail economy built on students, government workers, and legislative-session traffic.
Government & Public Sector anchors much of Columbia's economy. Operators here use working capital to carry payroll and supplier bills through the weeks when receivables lag behind the work.
Columbia's health care & medical businesses run on equipment and people. Funding most often goes to replacing or adding equipment on the business's timeline, not a bank's.
Professional Services operators in Columbia use short-term capital to take on bigger jobs, larger orders, and new hires before the opportunity passes.
For restaurants & food service in Columbia, cash flow rarely follows the calendar. A revenue-based advance smooths the gap between slow stretches and busy ones.
Columbia government & public sector firms cover payroll and bring on new hires while waiting on customer payments, repaying as the receivables clear.
Columbia health care & medical operators replace aging equipment without waiting on a bank, keeping revenue flowing while the new equipment earns.
An established Columbia professional services business funds the build-out and first months of a second location, drawing more later through AccessLine™ as the new site performs.
Most Columbia businesses that have operated for at least six months with $10,000 or more in monthly revenue qualify, including government & public sector, health care & medical, professional services and service businesses. We look at overall business health, not just credit.
Applications take about five minutes, approvals come in as little as 24 hours, and funds are sent to your business bank account as soon as the next business day.
No. Paz purchases a portion of your future receivables at a fixed price, repaid through fixed daily or weekly payments sized to your sales. There is no interest rate and no collateral.
Funding runs from $2,500 to $5,000,000. Most Columbia businesses qualify for $25,000 to $250,000 on a first draw, with more available through AccessLine™ as the business performs.
Get approved in as little as 24 hours