Fast Capital for Des Moines Businesses
As Iowa's capital and its insurance capital, Des Moines is home to Principal Financial Group, Nationwide, and dozens of smaller carriers whose offices anchor downtown. A growing restaurant and retail scene in the East Village and Ingersoll corridor sits alongside a steady base of government contractors and professional-services firms.
Insurance & Financial Services anchors much of Des Moines's economy. Operators here use working capital to carry payroll and supplier bills through the weeks when receivables lag behind the work.
Des Moines's government & public administration businesses run on equipment and people. Funding most often goes to replacing or adding equipment on the business's timeline, not a bank's.
Professional Services operators in Des Moines use short-term capital to take on bigger jobs, larger orders, and new hires before the opportunity passes.
For health care in Des Moines, cash flow rarely follows the calendar. A revenue-based advance smooths the gap between slow stretches and busy ones.
Des Moines insurance & financial services firms cover payroll and bring on new hires while waiting on customer payments, repaying as the receivables clear.
An established Des Moines government & public administration business funds the build-out and first months of a second location, drawing more later through AccessLine™ as the new site performs.
Des Moines professional services crews front materials and labor on a larger contract, repaid as progress payments arrive instead of waiting on a bank line.
Most Des Moines businesses that have operated for at least six months with $10,000 or more in monthly revenue qualify, including insurance & financial services, government & public administration, professional services and service businesses. We look at overall business health, not just credit.
Applications take about five minutes, approvals come in as little as 24 hours, and funds are sent to your business bank account as soon as the next business day.
No. Paz purchases a portion of your future receivables at a fixed price, repaid through fixed daily or weekly payments sized to your sales. There is no interest rate and no collateral.
Funding runs from $2,500 to $5,000,000. Most Des Moines businesses qualify for $25,000 to $250,000 on a first draw, with more available through AccessLine™ as the business performs.
Get approved in as little as 24 hours