Fast Capital for Knoxville Businesses
Knoxville's economy blends a large public-university presence at the University of Tennessee with a manufacturing and research base tied to nearby Oak Ridge National Laboratory. Downtown's revival has brought a steady stream of restaurants and small retailers, while contractors and trades businesses serve the fast-growing suburbs ringing the city.
Education & Research anchors much of Knoxville's economy. Operators here use working capital to carry payroll and supplier bills through the weeks when receivables lag behind the work.
Knoxville's manufacturing businesses run on equipment and people. Funding most often goes to replacing or adding equipment on the business's timeline, not a bank's.
Retail & Restaurants operators in Knoxville use short-term capital to take on bigger jobs, larger orders, and new hires before the opportunity passes.
For construction in Knoxville, cash flow rarely follows the calendar. A revenue-based advance smooths the gap between slow stretches and busy ones.
Knoxville education & research firms cover payroll and bring on new hires while waiting on customer payments, repaying as the receivables clear.
Knoxville manufacturing operators replace aging equipment without waiting on a bank, keeping revenue flowing while the new equipment earns.
Knoxville retail & restaurants operators stock up before their busiest weeks with a working-capital draw repaid from daily sales.
Most Knoxville businesses that have operated for at least six months with $10,000 or more in monthly revenue qualify, including education & research, manufacturing, retail & restaurants and service businesses. We look at overall business health, not just credit.
Applications take about five minutes, approvals come in as little as 24 hours, and funds are sent to your business bank account as soon as the next business day.
No. Paz purchases a portion of your future receivables at a fixed price, repaid through fixed daily or weekly payments sized to your sales. There is no interest rate and no collateral.
Funding runs from $2,500 to $5,000,000. Most Knoxville businesses qualify for $25,000 to $250,000 on a first draw, with more available through AccessLine™ as the business performs.
Get approved in as little as 24 hours