Fast Capital for Lowell Businesses
A former textile-mill powerhouse, Lowell's historic mill buildings now house a mix of light manufacturing, tech startups, and creative businesses, while its large immigrant community supports a diverse retail and restaurant corridor downtown.
Manufacturing anchors much of Lowell's economy. Operators here use working capital to carry payroll and supplier bills through the weeks when receivables lag behind the work.
Lowell's retail trade businesses run on equipment and people. Funding most often goes to replacing or adding equipment on the business's timeline, not a bank's.
Restaurants & Food Service operators in Lowell use short-term capital to take on bigger jobs, larger orders, and new hires before the opportunity passes.
For technology in Lowell, cash flow rarely follows the calendar. A revenue-based advance smooths the gap between slow stretches and busy ones.
Lowell manufacturing operators replace aging equipment without waiting on a bank, keeping revenue flowing while the new equipment earns.
Lowell retail trade operators stock up before their busiest weeks with a working-capital draw repaid from daily sales.
An established Lowell restaurants & food service business funds the build-out and first months of a second location, drawing more later through AccessLine™ as the new site performs.
Most Lowell businesses that have operated for at least six months with $10,000 or more in monthly revenue qualify, including manufacturing, retail trade, restaurants & food service and service businesses. We look at overall business health, not just credit.
Applications take about five minutes, approvals come in as little as 24 hours, and funds are sent to your business bank account as soon as the next business day.
No. Paz purchases a portion of your future receivables at a fixed price, repaid through fixed daily or weekly payments sized to your sales. There is no interest rate and no collateral.
Funding runs from $2,500 to $5,000,000. Most Lowell businesses qualify for $25,000 to $250,000 on a first draw, with more available through AccessLine™ as the business performs.
Get approved in as little as 24 hours