Fast Capital for Richmond Businesses
As Virginia's capital, Richmond blends government and legal-services employment with a fast-growing craft-food, brewery, and restaurant scene in neighborhoods like Scott's Addition and Carytown, alongside a historic manufacturing and logistics base along the James River.
Professional Services anchors much of Richmond's economy. Operators here use working capital to carry payroll and supplier bills through the weeks when receivables lag behind the work.
Richmond's restaurants & food service businesses run on equipment and people. Funding most often goes to replacing or adding equipment on the business's timeline, not a bank's.
Manufacturing operators in Richmond use short-term capital to take on bigger jobs, larger orders, and new hires before the opportunity passes.
For trucking & logistics in Richmond, cash flow rarely follows the calendar. A revenue-based advance smooths the gap between slow stretches and busy ones.
Richmond professional services firms cover payroll and bring on new hires while waiting on customer payments, repaying as the receivables clear.
Richmond restaurants & food service operators stock up before their busiest weeks with a working-capital draw repaid from daily sales.
Richmond manufacturing operators replace aging equipment without waiting on a bank, keeping revenue flowing while the new equipment earns.
Most Richmond businesses that have operated for at least six months with $10,000 or more in monthly revenue qualify, including professional services, restaurants & food service, manufacturing and service businesses. We look at overall business health, not just credit.
Applications take about five minutes, approvals come in as little as 24 hours, and funds are sent to your business bank account as soon as the next business day.
No. Paz purchases a portion of your future receivables at a fixed price, repaid through fixed daily or weekly payments sized to your sales. There is no interest rate and no collateral.
Funding runs from $2,500 to $5,000,000. Most Richmond businesses qualify for $25,000 to $250,000 on a first draw, with more available through AccessLine™ as the business performs.
Get approved in as little as 24 hours