Fast Capital for St. Joseph Businesses
St. Joseph built its economy on meatpacking and agricultural processing along the Missouri River, and food processing remains a major local employer today. Its historic downtown, tied to the city's Pony Express and Jesse James history, supports a smaller tourism and retail trade.
Food Processing anchors much of St. Joseph's economy. Operators here use working capital to carry payroll and supplier bills through the weeks when receivables lag behind the work.
St. Joseph's agriculture businesses run on equipment and people. Funding most often goes to replacing or adding equipment on the business's timeline, not a bank's.
Manufacturing operators in St. Joseph use short-term capital to take on bigger jobs, larger orders, and new hires before the opportunity passes.
For tourism in St. Joseph, cash flow rarely follows the calendar. A revenue-based advance smooths the gap between slow stretches and busy ones.
St. Joseph food processing operators stock up before their busiest weeks with a working-capital draw repaid from daily sales.
St. Joseph agriculture operators replace aging equipment without waiting on a bank, keeping revenue flowing while the new equipment earns.
An established St. Joseph manufacturing business funds the build-out and first months of a second location, drawing more later through AccessLine™ as the new site performs.
Most St. Joseph businesses that have operated for at least six months with $10,000 or more in monthly revenue qualify, including food processing, agriculture, manufacturing and service businesses. We look at overall business health, not just credit.
Applications take about five minutes, approvals come in as little as 24 hours, and funds are sent to your business bank account as soon as the next business day.
No. Paz purchases a portion of your future receivables at a fixed price, repaid through fixed daily or weekly payments sized to your sales. There is no interest rate and no collateral.
Funding runs from $2,500 to $5,000,000. Most St. Joseph businesses qualify for $25,000 to $250,000 on a first draw, with more available through AccessLine™ as the business performs.
Get approved in as little as 24 hours