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Appliance Stores Funding
Working Capital for Appliance Stores
Same-Day Funding Available
Appliance stores tie up significant cash in big-ticket inventory like refrigerators, washers and ranges, often waiting weeks or months for each unit to sell.
Working Capital for Appliance Stores
Appliance stores tie up significant cash in big-ticket inventory like refrigerators, washers and ranges, often waiting weeks or months for each unit to sell.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so appliance stores never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Major appliances are expensive to stock, so a showroom of refrigerators, washers and ranges can represent a large amount of capital sitting until each unit sells.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Manufacturers often require payment on delivery even when a store offers the customer a delayed payment or financing plan to close the sale.
One approval, draw what you need, and return for additional funding as your appliance stores business performs. Delivery, installation and haul-away services add labor and logistics costs on top of the appliance itself, cutting into the margin on every sale.
Stock refrigerators, washers, ranges and other major appliances across brands and price points.
Fund the trucks, crews and tools needed to deliver and install major appliances.
Refresh the showroom floor to display new models and improve the customer experience.
Yes, many appliance store owners use working capital to buy showroom inventory upfront, even when customers are offered financing or delayed payment options.
It can, since manufacturers are often paid on delivery while a customer's financed payments arrive over time, which is exactly the kind of cash gap working capital is used to bridge.
Yes, working capital can be used for any business need, including delivery trucks, installation tools and warehouse space.
Paz funds appliance stores from $2,500 to $5,000,000. Most appliance stores qualify for $25,000 - $250,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Appliance Stores funding, approved in as little as 24 hours