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Jewelry Stores Funding
Working Capital for Jewelry Stores
Same-Day Funding Available
Jewelry stores hold high-value inventory in gold, diamonds and watches, so even a modest showcase represents a large amount of cash sitting behind glass.
Working Capital for Jewelry Stores
Jewelry stores hold high-value inventory in gold, diamonds and watches, so even a modest showcase represents a large amount of cash sitting behind glass.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so jewelry stores never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. A jewelry store's showcase can hold a significant amount of precious metal and stones, all paid for before a single piece ever sells.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Custom design and repair work often requires buying materials upfront while the customer pays only on pickup, creating a cash gap on every job.
One approval, draw what you need, and return for additional funding as your jewelry stores business performs. Engagement season and the December holidays concentrate a large share of annual sales into just a few months, so inventory has to be bought well ahead of that demand.
Purchase gold, diamonds and finished pieces ahead of engagement and holiday seasons.
Cover material costs for custom designs and repairs before the customer pays.
Invest in the security and presentation that high-value inventory requires.
Yes, jewelers commonly use working capital to buy diamonds, gold and finished pieces ahead of the engagement and holiday buying seasons, then repay from the resulting sales.
No, Paz funding is a purchase of your future receivables, not a loan, so you do not need to pledge your inventory, safe contents or other assets as collateral.
Yes, many jewelers use working capital to buy gold, stones or other materials for a custom piece while waiting on the customer's final payment at pickup.
Paz funds jewelry stores from $2,500 to $5,000,000. Most jewelry stores qualify for $25,000 - $250,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Jewelry Stores funding, approved in as little as 24 hours