Working Capital for Marketing & Advertising Agencies
Marketing and advertising agencies front media spend, creative production and staff time for campaigns while clients pay on retainer or project invoices weeks later. Working capital bridges that gap so agencies can take on new accounts without waiting on collections.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so marketing & advertising agencies never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Retainer invoices often go out net-30 or net-45, while payroll, contractor fees and ad platform spend are due immediately.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Client media budgets frequently must be paid to Google, Meta or programmatic platforms before the client's own invoice is even due.
One approval, draw what you need, and return for additional funding as your marketing & advertising agencies business performs. A single slow-paying enterprise client can tie up cash that is needed to service five smaller accounts at once.
Fund ad platform deposits and programmatic buys while the client invoice is still outstanding.
Keep creative, strategy and account teams paid on schedule regardless of when retainer checks clear.
Staff up and onboard new accounts without waiting for the first invoice cycle to complete.
Yes. Paz looks at your monthly revenue and time in business rather than requiring a specific client mix, so retainer-based, project-based and hybrid agencies can all qualify.
Yes, working capital can be used for any legitimate business purpose, including funding media buys or platform deposits ahead of a client payment.
Approval can happen in as little as 24 hours, with funds available as soon as the next business day, so a tight campaign timeline does not have to wait on a bank.
Paz funds marketing & advertising agencies from $2,500 to $5,000,000. Most marketing & advertising agencies qualify for $25,000 - $200,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Marketing & Advertising Agencies funding, approved in as little as 24 hours