Working Capital for Massage Therapy Studios
Massage therapy studios depend on a steady schedule of appointments and a roster of licensed therapists, but slow seasons and therapist turnover can leave a studio's rent and payroll outpacing its bookings. Working capital funds new treatment rooms, equipment, and marketing to keep the schedule full.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so massage therapy studios never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Client bookings often slow during the summer travel season and pick back up around the holidays, creating a revenue swing that fixed rent and payroll do not follow.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Licensed massage therapists frequently work on a commission or split-pay basis, and recruiting a new therapist means covering marketing and ramp-up time before their book of clients is full.
One approval, draw what you need, and return for additional funding as your massage therapy studios business performs. Massage tables, hot stone equipment, and linens wear out with daily use and have to be replaced or restocked well before the next slow season arrives.
Replace and upgrade the tables, tools, and linens a busy massage studio wears through.
Cover marketing and ramp-up costs while a newly hired therapist builds their client book.
Add treatment rooms or open a second studio location.
Yes, many massage studios use working capital to cover rent and payroll during slower seasonal stretches without cutting staff or hours.
Yes, we fund massage studios of all sizes, from a single therapist to multi-room studios with a full roster, based on the business's monthly revenue.
A US-based studio open at least six months with $10,000 or more in monthly revenue typically qualifies, and the application takes about five minutes.
Paz funds massage therapy studios from $2,500 to $5,000,000. Most massage therapy studios qualify for $10,000 - $75,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Massage Therapy Studios funding, approved in as little as 24 hours