Working Capital for Painting Contractors
Painting contractors take on residential repaints, new-construction paint packages, and commercial jobs, each with its own timeline for getting paid. Paz Working Capital helps painting businesses cover paint, labor, and equipment costs while invoices from builders and property managers are still outstanding.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so painting contractors never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. New-construction and commercial painting contracts are commonly billed on net-30 or net-60 terms tied to the payment schedule set by the builder.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Paint, primer, and sundries must be purchased in bulk before a large job starts, often before any deposit is collected.
One approval, draw what you need, and return for additional funding as your painting contractors business performs. Crew size needs to flex quickly for large jobs, and payroll can outpace cash on hand during a busy stretch.
Buy paint, primer, and sundries in bulk ahead of large jobs
Scale crew payroll up for large jobs without waiting on customer payment
Fund sprayers, lifts, and ladders that win larger commercial bids
Yes. Funding is a purchase of your future receivables, so it can be used to cover payroll and materials while builder or property manager invoices are still outstanding.
Yes, painting contractors of any mix of residential, commercial, and new-construction work can qualify based on monthly revenue and time in business.
Yes, funds can go toward equipment purchases such as sprayers, lifts, and ladders, or any other legitimate business expense.
Paz funds painting contractors from $2,500 to $5,000,000. Most painting contractors qualify for $15,000 - $125,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Painting Contractors funding, approved in as little as 24 hours