Working Capital for Plumbing Companies
Plumbing companies handle everything from emergency service calls to scheduled new-construction rough-ins, and both ends of that spectrum can strain cash flow in different ways. Paz Working Capital gives plumbing businesses funding to cover parts, trucks, and payroll regardless of which type of job is keeping the crew busy.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so plumbing companies never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Emergency and after-hours calls require parts and fixtures on hand, tying up cash in inventory before the job is booked.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. New-construction plumbing contracts often pay on a draw schedule, leaving weeks between rough-in work and payment.
One approval, draw what you need, and return for additional funding as your plumbing companies business performs. Service trucks and equipment need constant maintenance, and a breakdown can take a crew off the road during peak call volume.
Stock trucks and warehouses with fixtures, pipe, and fittings for fast dispatch
Keep service trucks on the road with repairs and replacements
Cover payroll and materials while waiting on rough-in and final draw payments
Yes. Paz Working Capital funds based on your overall business revenue history, so it can bridge payroll and material costs between rough-in work and the next construction draw.
Yes, both types of plumbing businesses qualify the same way, based on monthly revenue and time in business rather than the mix of service and construction work.
Yes, funds can be used for truck repairs or replacement, along with any other legitimate business expense that keeps your crews working.
Paz funds plumbing companies from $2,500 to $5,000,000. Most plumbing companies qualify for $20,000 - $175,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Plumbing Companies funding, approved in as little as 24 hours