Working Capital for Private Schools & Preschools
Private schools and preschools collect the bulk of tuition at the start of the school year, while teacher salaries, facility costs, and licensing requirements run on a steady schedule all year long. Working capital bridges the gap between enrollment cycles and helps schools expand classrooms and staff.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so private schools & preschools never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Tuition is often collected in a lump sum or a few installments at the start of the school year, while teacher salaries and facility costs are due on a steady schedule across all twelve months.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. State licensing requirements for preschools and childcare classrooms mean facility upgrades and staff-to-child ratios have to be funded before enrollment revenue for a new classroom arrives.
One approval, draw what you need, and return for additional funding as your private schools & preschools business performs. Summer months bring a steep drop in tuition revenue for many private schools even as core staff and lease payments continue through the break.
Keep teachers and classroom staff paid through enrollment cycles and summer breaks.
Fund the classroom buildouts and licensing upgrades required to enroll more students.
Open a new classroom, add a grade level, or expand to a second campus.
Yes, many private schools and preschools use working capital to cover payroll and facility costs between tuition collection periods.
Yes, funding can go toward classroom renovations and licensing-related upgrades needed to meet state childcare requirements.
A US-based school open at least six months with $10,000 or more in monthly revenue typically qualifies, based on your bank deposits rather than a credit score.
Paz funds private schools & preschools from $2,500 to $5,000,000. Most private schools & preschools qualify for $30,000 - $300,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Private Schools & Preschools funding, approved in as little as 24 hours