General & Acceptance
This website is owned and operated by Paz Funding Source LLC(“Paz”). We want
you to understand what information we collect, how we safeguard that information
we collect through the Paz websites and otherwise. Your use of the Paz websites
This website, and all other Paz websites (collectively, the “Websites”) are general
audience sites and we do not knowingly collect personal, or other, information
from children under the age of 18. If you are under the age of 18, please do not use
We respect and value the privacy of our clients and have developed this Privacy
Policy to demonstrate our commitment to protecting your privacy. This policy
describes and sets forth our policies on the following topics:
- What information we collect
- How we collect your information
- How we use your information
- Disclosure of your information to third-parties
- Updating and Accessing your information
- Information obtained from third-parties
- Special Notice to California Residents
- Special Notice to Vermont Residents
- Contact information
This privacy statement describes how Paz collects and uses the personal
information you provide on our website. It also describes the choices available to
you regarding our use of your personal information and how you can access and
update this information.
browsing, or using this website. You can find a copy of our Terms of Service here.
Section 1: Information we collect
We collect the following personal information:
- Contact information such as name, mailing address, e-mail and telephone.
- Personally identifiable information such as your Social Security Number and
date of birth.
- Unique identifiers such as user name, account number and password.
- Preferences information such as demographic data and data about your
online activity on the Websites.
We collect the following information regarding your business:
- Name, address, telephone, size, type, and various other aspects regarding
- Business Documents: Some clients provide various business and personal
documents to Paz to provide to certain potential funders. These documents
may include personal and business tax returns in addition to other sensitive
documents. Any such documents are securely stored and safeguarded. At
your request and with your permission, these documents may be shared with
certain funders. Under no circumstances will we disclose, transmit, or share
in any way, these documents without your permission.
Section 2: How we collect your information
- Log Files: Any time you visit any of our websites, our servers automatically
gather information from your browser (such as your IP addresses, browser
type, Internet service provider (ISP), referring/exit pages, platform type,
date/time stamp, and number of clicks) to analyze trends, administer the site,
prevent fraud, track visitor movement in the aggregate, and gather broad
demographic information. For example, we may log your IP address for
system administration purposes. IP addresses are logged to track a user´s
session. This gives us an idea of which parts of our site users are visiting. We
do not share the log files externally.
- Cookies: We use “cookies” to keep track of some types of information while
you are visiting our website or using our services. Cookies are very small
files placed on your computer, and they allow us to count the number of
visitors to our website and distinguish repeat visitors from new visitors.
They also allow us to save user preferences and track user trends. We rely on
cookies for the proper operation of our website; therefore if your browser is
set to reject all cookies, the website will not function properly. Users who
functionality. We do not link the cookies to any personally identifiable
- Web Beacons: ”Web beacons” (also known as “clear gifs” and “pixel tags”)
are small transparent graphic images that are often used in conjunction with
cookies in order to further personalize our website for our users and to
collect a limited set of information about our visitors. We may also use web
beacons in email communications in order to understand the behavior of our
customers. We do not link the web beacons to any personally identifiable
- Sign-Up Information: To process sign-ups, we may require your name,
address, phone number, email address and other personal information. Such
information is used primarily to process your order or as otherwise described
herein. This is information you provide to us.
- E-mails and Telephone Calls: We require an e-mail address from you when
you register for our services. We use your e-mail for both transactional (e.g.,
order confirmation, refund and renewal processing) and promotional (e.g., newsletters, new product offerings, special discounts, event notifications,
special third-party offers) purposes. E-mail messages we send you may
contain code that enables our database to track your usage of the e-mails,
including whether the e-mail was opened and what links (if any) were
clicked. If you would rather not receive promotional e-mails from us, please
see the section below labeled “Choice/Opt-Out”. We reserve the right to
send you certain communications relating to the PAZ services, such as
service announcements and administrative messages, without offering you
the opportunity to opt out of receiving them. We may also contact you by
telephone or text message (including to any wireless number you may
provide to us) solely in connection with PAZ’s services. If you would rather
not receive telephone calls or text messages from us, you may change or
delete your number from your account preferences page(s), or ask to be
removed from our contact list if you receive a call or text message from us.
We fully comply with the requirements of the U.S. CAN-SPAM Act.
- Other Sources. We may obtain information about you from third parties such
as credit reports. We do not pull a credit report without your permission.
Section 3: How we use your information
- In general, we use your information to:
- Deliver the products and services you have requested and which we
- Manage the customer relationship with you;
- Research and analyze your use of, or interest in, our products and
services and those offered by third parties;
- Communicate with you about products and services;
- Deliver tailored and targeted advertisements;
- Understand the overall effectiveness of our online advertising,
content, programming and other activities; and
- Manage our business
- Deliver the products and services you have requested and which we
- Business and financial information you provide is used to attempt to match
you to an appropriate merchant cash advance and other business products
and service providers
Section 4: Disclosure of your information to third
- Disclosure By Law: You acknowledge and agree that we may disclose
information you provide if required to do so by law, at the request of a third
party, or if we, in our sole discretion, believe that disclosure is reasonable to
(1) comply with the law, requests or orders from law enforcement, or any
legal process (whether or not such disclosure is required by applicable law)
and (2) protect or defend Paz´s, or a third party´s, rights or property.
- funders and/or brokers. By signing up for our services or submitting a
request for a merchant cash advance product or service as offered on the
Websites, you signify your agreement to proceed and that you are
consenting, acknowledging and agreeing to the disclosure of you
information with funders and/or brokers within our network. We will not
perform a credit check without your authorization. Please be aware that the
funders, brokers, and/or other service providers with whom you are matched
and with whom your information is shared may retain your information,
even if you do not enter into an agreement for their products or services.
Please contact each such party directly regarding their privacy and
information policies. Also, if you enter into an agreement with a funder,
broker, or other service provider through the PAZ service and make changes
to the information you have provided to us, we may share the updated
information with such funder, brokers, and/or service providers.
- Disclosure to Trusted Third Parties By Us: Upon completing a profile on the
site, we will share your information with third party service providers with
whom you are matched. By accepting the Terms of Service, you agree to
receive various marketing materials from our trusted third parties, including
potential funders and service providers. We are not responsible for the
material of the third parties or their actions. Your information may also be
shared with third-party contractors that provide services to PAZ and are
confidential by such third parties and not used for any other purpose than we
authorize. In addition, from time to time, we may share personal information
(such as e-mail or mailing address) about our user base with carefully
selected third parties, so they can offer goods and services that we believe may be of interest to our users. If you do not wish to receive offers from our
trusted partners, you can change your e-mail preferences at any time by
following the steps outlined in the “Choice/Opt-Out” section below
By disclosing your information to us through signing up on any of the Websites
and agreeing to the Terms, you expressly consent to any transfer of your
Section 5: Security
We have extensive security measures in place to protect the loss, misuse and
alteration of the information stored in our database. These measures include the use
of Secure Socket Layer (SSL) technology during credit card transactions and
administrative access to site data, as well as other proprietary security measures
which are applied to all repositories and transfers of user information. We will
exercise reasonable care in providing secure transmission of information between
your computer and our servers, but given that no information transmitted over the
Internet can be guaranteed 100% secure, we cannot ensure or warrant the security
of any information transmitted to us over the Internet and hence accept no liability
for any unintentional disclosure. For further information, please see our Terms of
In the event there is a data breach at PAZ, PAZ will notify you within 45 days. We
will notify you that a breach occurred, what type of information was breached,
when the breach occurred, what steps you can follow to further protect your
information, what actions we are taking regarding the breach and what steps we are
taking to ensure the breach does not happen again.
Do not share your account login and/or password with any other individual. Your
account login and/or password is sensitive and your sharing of your account
information may lead to additional exposure to your account.
Section 6: Choice/Opt-Out
You may choose to stop receiving our newsletter or marketing emails by following
the unsubscribe instruction included in these emails or you can contact us at
You can choose not to provide us with certain information, but this will likely
result in the inability to use certain features of the Websites and to obtain the
services and products you are seeking. As a general matter, do not post personal
information on public forums. You are solely responsible for the posting of any
personal information on public forums.
If, after signing up for our services, you decide you no longer wish to receive our
services or future contact from funders, brokers, or other third parties to which
your information has been referred, you may cancel your account as discussed
herein. Upon cancelling your account, your information will no longer be sent to
funders, brokers, or other third parties. This does not guarantee that these funders,
brokers, or other third parties will cease contacting you or using your information.
Please be sure to reach out to all funders, brokers, and/or other third parties to
ensure they cease contacting you.
Certain federal and state regulations require that we maintain a record of your
information for certain periods of time. Due to these regulations, we may be unable
to completely delete your information from our database until the time
requirements of these regulations have expired.
Section 7: Information Obtained from Third Parties
We purchase marketing data about our customers from third parties and combine it
with information we already have about you, to create more tailored advertising
If you provide information about others, or if others give us your information, we
will only use that information for the specific reason for which it was provided to
Any information obtained from a third-party will be used to assist matching your
business with various funders.
The Websites contain links to other websites that are maintained by third parties.
These third parties are solely responsible for their own websites and we encourage
you to reach out to such third parties for copies of and information regarding their
security practices. We do not control, and are not responsible for, the privacy and
security practices of these third parties.
Section 8: Special Notice to California Residents. If
you are a resident of California, in addition to the
- We will not share any personal information about you with third parties to
the extent prohibited by applicable California law or to the extent your prior
consent to share is required by applicable California law; and
- You have the right to request information from us regarding the manner in
which we share certain categories of information with third parties for their
direct marketing purposes. California law gives you the right to send us a
request at a designated address to receive the following information:
- the categories of information we disclosed to third parties for their direct
marketing purposes during the preceding calendar year;
- the names and addresses of the third parties that received that information;
- if the nature of the third party’s business cannot be determined from their
name, examples of products or services marketed.
We may provide this information in a standardized format that is not specific to
your situation. Requests may be sent to firstname.lastname@example.org
Section 9: Special notice to Vermont residents.
Vermont law places additional limits on sharing information about Vermont
residents so long as they remain residents of Vermont. In accordance with Vermont
law, we will not share information we collect about Vermont residents to
companies outside of PAZ except: (1) As permitted by law; (2) To companies that
perform marketing or other services on our behalf;
(3) Name, contact and transaction and experience information to other financial
institutions with which we have joint marketing agreements; or (4) With the
authorization or consent of the Vermont resident. We also will not share nontransactional information about Vermont residents received from others within the
PAZ family of companies except with the authorization or consent of the Vermont
If we make any material changes we will notify you by email (sent to the email
address specified in your account) or by means of a notice on this Site. We
encourage you to periodically review this page for the latest information on our
Section 11: Contact Information
Paz Funding Source LLC
11150 W Olympic Blvd, Suite 780, Los Angeles, CA 90064