Working Capital for Delis & Sandwich Shops
Delis and sandwich shops run on fast turnaround, fresh meat and produce, and a lunch rush that can make or break the day. Working capital keeps deli cases stocked, slicers and coolers running, and staff on the line through the midday crunch.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so delis & sandwich shops never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Deli meats, cheeses and produce are perishable, requiring frequent restocking that ties up cash on a near-daily basis.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. The lunch rush concentrates a large share of daily revenue into just a few hours, so a slicer or register outage at the wrong moment costs real sales.
One approval, draw what you need, and return for additional funding as your delis & sandwich shops business performs. Competing against fast food and grocery deli counters on price keeps margins thin even when order volume is strong.
Repair or replace slicers, coolers and prep equipment before the lunch rush.
Keep meats, cheeses and bread stocked without cash-flow gaps.
Cover upfront costs for office catering and large group orders.
Yes, many delis use working capital to build out a catering side of the business, covering ingredient costs and staffing for large orders before payment arrives. Funding is based on your existing shop's revenue, not a catering business plan.
No, Paz Working Capital is a purchase of future receivables, not a loan, so there is no collateral requirement. Qualification is based on time in business and monthly revenue.
Approval can happen in as little as 24 hours, with funds available as soon as the next business day. That timeline is built for a shop that cannot run its lunch rush without working equipment.
Paz funds delis & sandwich shops from $2,500 to $5,000,000. Most delis & sandwich shops qualify for $10,000 - $75,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Delis & Sandwich Shops funding, approved in as little as 24 hours