Working Capital for Pizzerias
Pizzerias run on speed, consistent ovens and enough dough and cheese on hand to cover both dine-in orders and a steady stream of delivery. Working capital helps pizzeria owners repair a deck oven, add delivery drivers or open during a competitor's slow season without draining cash reserves.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so pizzerias never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. A broken pizza oven during a Friday or Saturday night rush can wipe out the busiest sales window of the week.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Cheese, flour and sauce prices fluctuate throughout the year, squeezing margins on a menu that customers expect to stay the same price.
One approval, draw what you need, and return for additional funding as your pizzerias business performs. Third-party delivery app fees and driver costs eat into revenue well before a slice or pie is ever sold.
Repair or replace deck ovens, conveyor ovens and prep equipment.
Cover driver payroll, delivery vehicles and third-party app fees.
Stock cheese, flour and sauce ahead of price increases or busy stretches.
Yes, equipment repair and replacement is one of the most common uses of working capital among pizzeria owners. Funding from $2,500 to $5,000,000 can cover a single oven repair or a full kitchen overhaul.
Paz funds pizzerias regardless of how much of their business comes from dine-in, carryout or delivery. Underwriting looks at your total monthly revenue across all channels.
Approval can come in as little as 24 hours, with funds available as soon as the next business day. That speed matters when an oven goes down and a repair cannot wait.
Paz funds pizzerias from $2,500 to $5,000,000. Most pizzerias qualify for $15,000 - $125,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Pizzerias funding, approved in as little as 24 hours