Working Capital for Medical Spas
Medical spas combine clinical treatments with a retail-style client experience, which means the business carries both expensive laser and injectable equipment and the marketing costs of a beauty brand. Working capital funds new devices, injectable inventory, and buildouts without pulling cash from day-to-day operations.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so medical spas never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Laser, body-contouring, and injectable equipment can each cost tens of thousands of dollars, and newer technology arrives on the market faster than a single machine pays for itself.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Injectable inventory such as neurotoxins and dermal fillers has to be purchased and stored ahead of the appointments that will eventually pay for it, tying up cash in advance.
One approval, draw what you need, and return for additional funding as your medical spas business performs. Client demand for medical spa services shifts with marketing campaigns and seasonal booking patterns, so revenue can swing month to month even in a well-run practice.
Finance the laser, body-contouring, and skin-treatment devices clients expect at a modern med spa.
Stock neurotoxins, fillers, and skincare retail lines ahead of client demand.
Open a new suite, renovate treatment rooms, or expand into a second med spa location.
Yes, financing lasers, body-contouring devices, and other treatment equipment is one of the most common uses among the med spas we fund.
Yes, we fund medical spas under nurse practitioner, physician assistant, and physician ownership structures alike, based on the business's revenue and time in operation.
It is a purchase of your future receivables rather than a loan, so there is no collateral requirement and approval relies on your monthly revenue instead of a lengthy underwriting process.
Paz funds medical spas from $2,500 to $5,000,000. Most medical spas qualify for $25,000 - $250,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Medical Spas funding, approved in as little as 24 hours