Working Capital for Photography & Videography Studios
Photography and videography studios buy cameras, lenses and editing equipment upfront while client shoots, especially weddings and commercial work, are often booked and partially paid months in advance of the final deliverable payment. Working capital covers gear and staffing between bookings.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so photography & videography studios never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Clients frequently pay a deposit at booking with the balance due only after the shoot or final edit is delivered, sometimes months later.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Camera bodies, lenses and lighting equipment represent a large upfront cost that must be replaced or upgraded regularly.
One approval, draw what you need, and return for additional funding as your photography & videography studios business performs. Second shooters, editors and studio assistants are often paid per project, adding cash outlay before the client's final payment arrives.
Buy or upgrade cameras, lenses and lighting gear without waiting on the next season's bookings.
Pay second shooters, assistants and editors for a project before the client's final balance is paid.
Keep the studio running through slower months between wedding or event seasons.
Yes, qualification is based on average monthly revenue and time in business, and funding can help smooth cash flow through slower booking seasons like winter months.
Yes, funding can be used for any legitimate business purpose, including camera bodies, lenses, lighting or video gear.
Most photography and videography studios qualify for between $15,000 and $100,000, based on monthly revenue and time in business.
Paz funds photography & videography studios from $2,500 to $5,000,000. Most photography & videography studios qualify for $15,000 - $100,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Photography & Videography Studios funding, approved in as little as 24 hours