Working Capital for Publishing & Print Media
Publishers and print media companies pay writers, editors and printers well ahead of subscription renewals, ad sales collections or distributor payments. Working capital keeps editorial and print production running between those revenue cycles.
Approval in as little as 24 hours after you apply, with funds sent as soon as the next business day, so publishing & print media never wait on a bank.
Fixed daily or weekly payments sized to your sales, not a balloon due date. Advertising sales are frequently invoiced after publication and collected on net-30 or longer terms from agencies and brands.
Funding is a purchase of your future receivables, so you are not pledging equipment, property or personal assets. Printing costs are typically due at the print run, well before newsstand or distributor sales are reported and paid.
One approval, draw what you need, and return for additional funding as your publishing & print media business performs. Freelance writers, editors and designers are often paid on delivery, ahead of when the finished issue generates revenue.
Pay the printer for a run before ad sales and subscription revenue for that issue are collected.
Keep freelance writers, editors and designers paid on delivery regardless of the ad sales cycle.
Cover overhead while waiting on agency and brand ad invoices to be collected.
Yes, qualification is based on the business's total monthly revenue and time in business, regardless of how that revenue splits between print, digital and advertising.
Yes, funding can be used for any legitimate business purpose, including paying a printer for a run ahead of that issue's ad and subscription revenue.
Most publishing and print media businesses qualify for between $20,000 and $150,000, based on monthly revenue and time in business.
Paz funds publishing & print media from $2,500 to $5,000,000. Most publishing & print media qualify for $20,000 - $150,000, based on monthly revenue and time in business rather than collateral.
A US business that has operated for at least six months with $10,000 or more in monthly revenue, your last three months of bank statements and your EIN. The application takes about five minutes, and there is no hard credit pull to get pre-qualified.
Publishing & Print Media funding, approved in as little as 24 hours